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Insurance report commissioning — DOccMed MCQ

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ModerateOH EthicsInsurance report commissioningDOccMed

A 34-year-old builder sustains a work-related back injury. His employer's insurance company asks you to provide a medical report. The employer also asks for a copy of the same report. What is the most appropriate approach?

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Correct answer: B — Clarify who has commissioned the report, obtain appropriate consent, and ensure the report is addressed to the commissioning party with the employee's understanding of who will see it

Clarity about who commissions the report, for what purpose, and who will see it is essential. The employee must give informed consent and understand the scope and distribution of the report. If commissioned by the insurer, the report is a medico-legal document with different rules than a management OH referral.

Reference: FOM Ethics; Access to Medical Reports Act 1988