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LPA – Financial Decision-Making — SCE Neurology MCQ

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EasyNeurodegenerative DiseaseLPA – Financial Decision-MakingSCE Neurology

A 70-year-old man with Alzheimer disease loses the capacity to manage his finances. His son has a Lasting Power of Attorney (LPA) for property and financial affairs registered with the Office of the Public Guardian. Can the son make financial decisions on his father's behalf?

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Correct answer: A — Yes — a registered LPA for property and financial affairs authorises the attorney to make financial decisions once the donor lacks capacity for those decisions

A Lasting Power of Attorney for property and financial affairs (registered with the OPG) authorises the named attorney to make financial decisions on behalf of the donor once the donor lacks capacity to make those decisions. The attorney must act in the donor's best interests and in accordance with the Mental Capacity Act 2005. An LPA for health and welfare is a separate document covering medical and care decisions. A: A registered LPA gives this authority without requiring a court deputy. C: Verbal agreement is not required if capacity is lost. D: Social workers do not have automatic financial decision-making authority. E: The LPA becomes effective when capacity is lost.

Reference: Mental Capacity Act 2005; Office of the Public Guardian